Howard K. Bos, CFA
President
Howard joined Richmond Capital in 1999 and has over 38 years of fixed income experience. As a generalist in fixed income, Howard focuses on a broad spectrum of the market, in particular corporate bonds and MBS. He began his career at Sovran Capital markets as an institutional fixed income salesman and left as a Senior Vice President at Bank of America Capital Markets. He then went onto Key Capital Partners as a Senior Vice President of institutional sales. Howard is a graduate summa cum laude from the College of William and Mary. He is a member of the Richmond Society of Financial Analysts and is a Chartered Financial Analyst. A consistent fixture at a number of conferences, Howard is a regular speaker on bonds and fixed income investments.
Patton H. Roark, Jr., CFA
Managing Director & Portfolio Manager
Patton has been the lead portfolio manager of the Fund since its inception in September 2008. With 31 years of experience in fixed income portfolio management, he plays a key role on Richmond Capital's investment committee, providing expert analysis on securitized products and other real estate debt investments. Prior to joining Richmond in 2003, Patton spent over a decade as Executive Vice-President and Senior Portfolio Manager at the AFL-CIO Housing Investment Trust (HIT). Before his tenure at the AFL-CIO HIT, he worked as a Senior Consultant at Price Waterhouse, specializing in mortgage banking and mortgage securitization from 1990 to 1993. Patton graduated from Shepherd University in 1989 with a B.S. in Accounting and a minor in Economics, and he practiced as a Certified Public Accountant before transitioning to the investment management industry. He is a Chartered Financial Analyst (CFA) and served on the board of the AFL-CIO Investment Trust Corporation.
R. Wheatley McDowell, CFA
Managing Director & Portfolio Manager
Wheat has worked for Richmond Capital in bond portfolio management since 2001, leading our credit team. Prior to his career in investment management, Wheat worked 15 years as a corporate bond trader for sell-side institutions such as First Union and Lehman Brothers. He holds a CFA Charter, as well as a BA and an MBA from the University of Virginia.
Beth L. Baron, CFA, CFP
Managing Director & Portfolio Manager
Beth has been a part of Richmond Capital since 2000, bringing with her over 39 years of experience in fixed income investments. Prior to joining the firm, she served as a Senior Vice President at Banc of America Investment Services, Inc., overseeing the Virginia investment offices and managing portfolios for high net worth individuals. Beth holds a B.S. in Commerce from the University of Virginia and is a Chartered Financial Analyst (CFA) and Certified Financial Planner (CFP®).
Paul H. Lundmark, CFA
Managing Director & Portfolio Manager
Paul brings over 37 years of fixed income experience, specializing in managing and analyzing corporate bonds, agencies, Treasuries, and securitized products. He joined Richmond Capital in 2003 and became a Principal in 2006. Prior to joining the firm, Paul served as a Portfolio Manager at USAA Investment Management Company in San Antonio, Texas. He holds a B.S.B. and M.B.A. from the University of Minnesota and is a Chartered Financial Analyst (CFA) holder.
David W. Schultz, CFA
Managing Director & Portfolio Manager
David joined Richmond Capital in May 2017, bringing valuable experience from his roles as a fixed income analyst for the Virginia Retirement System and an analyst for Citi. He focuses on corporate bonds and plays a key role in Richmond's analytical framework for evaluating investments. David holds a B.S. in Systems Engineering and a minor in business from the University of Virginia, as well as a Master's in Finance from the Massachusetts Institute of Technology - Sloan School of Business. He is a Chartered Financial Analyst (CFA) designation holder.
John R. Sides, CFA
Managing Director & Portfolio Manager
John has 13 years of fixed income investment management experience and joined Richmond Capital Management in 2019. After graduating from the University of Pennsylvania in 2011 with a degree in Economics, Political Science and Philosophy, John joined the Global Credit team at J.P. Morgan Investment Management, based in New York, and focused on fundamental credit research. During his tenure at J.P. Morgan, John transitioned from being a credit research analyst to become a portfolio manager specializing in investment grade and speculative corporate bonds, and preferred equity and corporate hybrid strategies.
David H. Jackson, CFA
Director of High Yield & Credit
Before joining Richmond Capital Management in 2022, David served as a Senior Partner at PENN Capital Management, where he managed PENN’s Opportunistic High Yield and Defensive Floating Rate credit mandates. During his tenure, he chaired PENN’s credit committee and played a pivotal role in setting and executing the firm’s credit strategy. David also worked extensively as a senior credit analyst at PENN, conducting bottom-up credit research and valuation modeling on high yield companies across various industries. Prior to PENN, he was an Associate Director at Fitch Ratings in NYC, covering the specialty finance sector. David began his financial services career at the Federal Reserve Bank of Philadelphia, working in the global banking supervision group. He also served honorably in the US Air Force and NJ Air National Guard during and after 9/11. David holds a B.S. in Finance from Rutgers University, School of Business, where he currently serves on the curriculum advisory board.
Nicholas T. Sejnost, CFA
Vice President & Senior Securitized Analyst
Nick joined Richmond Capital Management in 2021, specializing in mortgages and securitized products. After graduating from the Ross School of Business at the University of Michigan in 2011, he joined Bank of America’s Global Markets division in New York where he spent the first 10 years of his career. Nick held various roles at Bank of America, starting as a mortgages markets risk analyst before transitioning to the Non-Agency RMBS trading desk where he was responsible for facilitating flow and providing liquidity in the Alt-A and Subprime RMBS bond markets for large institutional clients. Additionally, Nick was in charge of the trading and management of a large portfolio of pre-crisis mortgage credit derivatives. He has attained the Chartered Financial Analyst (CFA) designation.
Stephen M. Rosa, CFA
Vice President and Senior Securitized Analyst
Steve joined Richmond Capital Management in 2021, specializing in mortgages and securitized products. Steve began his career as a senior analyst in PricewaterhouseCooper’s Financial Instruments, Structured Products, and Real Estate practice. Steve then worked for Evercore Partners as an equity analyst. Immediately prior to joining the firm, Steve worked as a director at E*TRADE where he was instrumental in establishing the non-agency securitized products portfolio. Steve received a B.S. in Finance from Brigham Young University in 2010.
Geoffrey B. Sale
Chief Compliance Officer
Geoff is the Chief Compliance Officer at Richmond Capital Management. He has over 36 years of investment industry experience and 22 years of fixed income experience. Geoff joined Richmond Capital Management in 2002. Geoff is responsible for the oversight and daily operation of Richmond Capital Management’s compliance, risk and regulatory programs. He is also responsible for the firm’s fixed income risk analytics. He began his career at Wheat First Securities in compliance and regulatory reporting. He then went onto Mentor Investment Group as Chief Compliance Officer and Secretary to the Board of Directors. Geoff is a graduate of Clemson University with a B.S. in Accounting. He earned his CPA designation in 1990. Geoff is also a graduate from the University of Richmond with a Master of Business Administration.
Elizabeth M. Harris
Managing Director, Client Services
Betsy began her career with Richmond Capital Management in 1984 prior to the firm becoming independent. Over the last 40 years, she moved from her beginning responsibilities in operations to client servicing and participating in the marketing of the firm’s products. Betsy works closely with the firm’s clients and their consultants on a wide variety of issues involving contracts, investment policies as well as client specific needs. She interacts with the consultant community on new business opportunities and guides her staff through the distribution of product and client specific data on a quarterly basis to interested parties and databases. Betsy is a graduate of Virginia Commonwealth University holding a degree in Business Administration and Finance. She participates with various aspects of the day-to-day management of the firm and is a member of the Board of Directors.
Lori G. Little
Director, Client Services
Lori joined Richmond Capital Management in 2007, working in the Client Services department. She is responsible for creating and producing marketing and meeting materials and reporting product and client data on a monthly and quarterly basis. Prior to coming to Richmond Capital, Lori worked for Trusco Capital Management.
Katherine Calvert
Associate, Client Services
Katherine joined Richmond Capital Management in 2024, working in the Client Services department. She is a graduate of the University of Virginia, earning her BA in Economics. She is responsible for creating and producing marketing and meeting materials and reporting product and client data on a monthly and quarterly basis.
O. Gregory Glatt III
Head of Business Development
Greg joined Richmond Capital Management in 2018. Prior to that, Greg was on equity sales and trading teams for over two decades at several prominent firms including Smith Barney, Legg Mason and BB&T. He is active in coaching youth sports in Richmond, VA where he resides with his wife and two children. Greg graduated from Albright College in 1993 and is a CFA Level II candidate.
Michael A. Ibarra
Vice President of Investor Relations
Mike joined Richmond Capital Management in 2022 with 40 years of experience in managing commercial and multi-family real estate development, operations, leasing, financing, and sales. He has advised institutional investors on fixed-income, real asset, private, and public equity investments. Mike has worked with clients such as GE Capital, Prudential, Wells Fargo, and Citicorp, and has led real estate, banking, and fixed-income investment platforms dedicated to building, operating, and maintaining financial assets for pension participants, retirees, and communities. He holds a B.S. degree from Colorado College, is a licensed real estate broker in California, and holds Series 65 and 63 securities licenses.
Tammie A. Burks
Managing Director, Operations
Tammie joined Richmond Capital Management in 2014. Tammie began her career as a programmer for 6 years and then transitioned into accounting and medical billing for 7 years. Tammie is responsible for the day-to-day management and running of the Operations department. She guides her staff in ensuring trade settlement and reconciling client accounts. She works closely with the client services and portfolio managers to ensure that all of their reporting needs are met. Tammie is a graduate of Elon College with a B.A. in Computer Science with a minor in Information Systems and Mathematics.
Corey A. Brent
Reconciliation Specialist
Corey joined Richmond Capital Management in 2023. Corey is responsible for trade settlement and reconciling client accounts. Corey is a graduate of Virgina Tech with B.A. in Economics with a focus in Business.
Deshawn M. Threatt
Reconciliation Specialist
Deshawn joined Richmond Capital Management in 2023. Deshawn is responsible for trade settlement and reconciling client accounts. Deshawn is a graduate of Virgina Commonwealth University with a B.S. in Financial Technology and a minor in Mathematics and Statistics.
Jah’Melia S. Anderson
Reconciliation Specialist
Jah’Melia joined Richmond Capital Management in 2023. Jah’Melia is responsible for trade settlement and reconciling client accounts. Jah’Melia is a graduate of Virgina Commonwealth University with B.S. in Information Systems and an associate in Business Administration from J. Sargent Reynolds.