OUR PEOPLE ARE OUR GREATEST ASSET

Howard K. Bos, CFA

Howard K. Bos, CFA
President

25 years on Richmond Capital team

Prior Experience: Key Capital Partners, NationsBank Capital Markets

B.A. Science and Languages, The College of William & Mary

Beth L. Baron, CFA, CFP ®

Beth L. Baron, CFA, CFP®
Managing Director

Portfolio Manager

24 years on Richmond Capital team

Prior Experience: Banc of America Investment Services,
Central Fidelity Bank

B.S. Finance and Marketing, University of Virginia

R. Wheatley McDowell, CFA

R. Wheatley McDowell, CFA
Managing Director

Portfolio Manager

23 years on Richmond Capital team

Prior Experience: First Union Securities,
NationsBank Capital Markets, Lehman Brothers

M.B.A. Finance, University of Virginia

B.A. Economics and Psychology, University of Virginia

Paul H. Lundmark, CFA

Paul H. Lundmark, CFA
Managing Director

Portfolio Manager


21 years on Richmond Capital team

Prior Experience: USAA Investment Management Co., Home Life Insurance Co., Washington Square Capital

M.B.A. Business Administration, University of Minnesota

B.S. Business, University of Minnesota

Patton H. Roark, Jr., CFA

Patton H. Roark, Jr., CFA
Managing Director

21 years on Richmond Capital team

Prior Experience: AFL-CIO Housing Inv. Trust, Price Waterhouse, Office of the Inspector General

B.S. Accounting, Shepherd University

David W. Schultz, CFA

David W. Schultz, CFA
Managing Director

Portfolio Manager

7 years on Richmond Capital team

Prior Experience: Virginia Retirement System

Master of Finance, MIT

B.S. Systems Engineering,
University of Virginia

John R. Sides, CFA

John R. Sides, CFA
Managing Director

Portfolio Manager

5 years on Richmond Capital team

Prior Experience: J.P. Morgan Investment Mgmt.

B.A. Economics, Political
Science & Philosophy,
University of Pennsylvania

David H. Jackson, CFA

David H. Jackson, CFA
Director

High Yield and Credit


2 year on Richmond Capital team

Prior Experience: PENN
Capital Management, Fitch Ratings, Federal Reserve

B.S. Finance, Rutgers
University School of Business

Nicholas Sejnost


Nicholas T. Sejnost, CFA

Vice President
Senior Securitized Analyst


3 years on Richmond Capital team

Prior Experience:  Bank of America Securities

B.S. Finance & Accounting, University of Michigan

Stephen M. Rosa


Stephen M. Rosa, CFA

Vice President
Senior Securitized Analyst


3 years on Richmond Capital team

Prior Experience:  E*Trade, PricewaterhouseCoopers

B.S. Finance, Brigham Young University

Elizabeth M. Harris


Elizabeth M. Harris

Managing Director

Client Services

40 years on Richmond Capital team

B.S. Business Administration and Finance, Virginia Commonwealth University

Tammie Burks


Tammie A. Burks
Managing Director

Operations


10 years on Richmond Capital team

B.S. Computer Science, Elon University

Geoffrey B. Sale


Geoffrey B. Sale
Chief Compliance Officer


22 years on Richmond Capital team

Prior Experience: Wachovia Securities, GE Financial Assurance  CPA

M.B.A. Business Administration, University of Richmond

B.S. Accounting,  Clemson University

O. Gregory Glatt, lll


O. Gregory Glatt III
Head of Business Development

6 years on Richmond Capital team

Prior Experience: Thompson Davis, BB&T

B.A. History & English, Albright College

Michael A. Ibarra


Michael A. Ibarra
Vice President

Investor Relations

2 year on Richmond Capital team

Prior Experience: Amalgamated Bank, Bentall Kennedy, CBRE

B.S. Biology, The Colorado College

Linda A. Crocker


Linda A. Crocker

Director

Client Services

23 years on Richmond Capital team

Lori G. Little


Lori G. Little
Director

Client Services

17 years on Richmond Capital team

Prior Experience:  Trusco Capital Management

Monica A. Spaulding


Monica A. Spaulding

Senior Marketing & Investment Product Analyst


4 years on Richmond Capital team

Prior Experience:  Cary Street Partners, Sterling Capital Management, BB&T Scott & Stringfellow

B.L.A. Interdisciplinary Studies, Minor in Business, University of Richmond

Deshawn Threatt
De'shawn M. Threatt

Reconciliation Specialist


1 Year on Richmond Capital team

B.S. Financial Technology, Virginia Commonwealth University

Deshawn Threatt
Corey A. Brent

Reconciliation Specialist


1 Year on Richmond Capital team

B.A. Economics/Business, Virginia Tech

Deshawn Threatt
Jah'Melia S. Anderson

Reconciliation Specialist


1 Year on Richmond Capital team

B.S. Information Systems, Virginia Commonwealth University